保費劃一為投保額的0.038% ,相比一般火險保費率高達0.2%,幫業主慳高達HK$15萬保費。 所有住宅物業,包括唐樓、村屋及私人屋苑劃一保費,無需考慮樓齡或物業種類。
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俗稱為「火險」的樓宇結構保險,顧名思義就是保障物業一旦發生火警時,對樓宇的保障,當中可再細分為「火災保險」及「樓宇全